Living Well in a Down Economy for DUMmIES, 543 For Dummies E-Books (from walbo48)

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Living Well in a
Down Economy
FOR
DUMmIES

by Tracy L. Barr
Living Well in a Down Economy For Dummies
®
Published by
Wiley Publishing, Inc.
111 River St.
Hoboken, NJ 07030-5774
www.wiley.com
Copyright © 2008 by Wiley Publishing, Inc., Indianapolis, Indiana
No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any
form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise,
except as permitted under Sections 107 or 108 of the 1976 United States Copyright Act, without
either the prior written permission of the Publisher, or authorization through payment of the
appropriate per-copy fee to the Copyright Clearance Center, 222 Rosewood Drive, Danvers, MA
01923, 978-750-8400, fax 978-646-8600. Requests to the Publisher for permission should be
addressed to the Legal Department, Wiley Publishing, Inc., 10475 Crosspoint Blvd., Indianapolis, IN
46256, 317-572-3447, fax 317-572-4355, or online at http://www.wiley.com/go/permissions.
Trademarks: Wiley, the Wiley Publishing logo, For Dummies, the Dummies Man logo, A Reference
for the Rest of Us!, The Dummies Way, Dummies Daily, The Fun and Easy Way, Dummies.com and
related trade dress are trademarks or registered trademarks of John Wiley & Sons, Inc. and/or its
affiliates in the United States and other countries, and may not be used without written permis-
sion. All other trademarks are the property of their respective owners. Wiley Publishing, Inc., is
not associated with any product or vendor mentioned in this book.
LIMIT OF LIABILITY/DISCLAIMER OF WARRANTY
: THE PUBLISHER AND THE AUTHOR MAKE
NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE ACCURACY OR COM-
PLETENESS OF THE CONTENTS OF THIS WORK AND SPECIFICALLY DISCLAIM ALL WAR-
RANTIES, INCLUDING WITHOUT LIMITATION WARRANTIES OF FITNESS FOR A PARTICULAR
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LISHER IS NOT ENGAGED IN RENDERING LEGAL, ACCOUNTING, OR OTHER PROFESSIONAL
SERVICES. IF PROFESSIONAL ASSISTANCE IS REQUIRED, THE SERVICES OF A COMPETENT
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AUTHOR SHALL BE LIABLE FOR DAMAGES ARISING HEREFROM. THE FACT THAT AN
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POTENTIAL SOURCE OF FURTHER INFORMATION DOES NOT MEAN THAT THE AUTHOR OR
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PROVIDE OR RECOMMENDATIONS IT MAY MAKE. FURTHER, READERS SHOULD BE AWARE
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BETWEEN WHEN THIS WORK WAS WRITTEN AND WHEN IT IS READ.
For general information on our other products and services, please contact our Customer Care
Department within the U.S. at 800-762-2974, outside the U.S. at 317-572-3993, or fax 317-572-4002.
For technical support, please visit www.wiley.com/techsupport.
Wiley also publishes its books in a variety of electronic formats. Some content that appears in
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Library of Congress Control Number: 2008933743
ISBN: 978-0-470-40117-0
Manufactured in the United States of America
10 9 8 7 6 5 4 3 2 1
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Publisher’s Acknowledgments
We’re proud of this book; please send us your comments through our Dummies
online registration form located at www.dummies.com/register/.
Some of the people who helped bring this book to market include the following:
Acquisitions, Editorial, and Media
Development
Senior Project Editor:
Christina Guthrie
Acquisitions Editor:
Lindsay Lefevere
Senior Copy Editors:
Sarah Faulkner,
Danielle Voirol, Victoria M. Adang
Editorial Program Coordinator:
Erin
Calligan Mooney
Technical Editors:
Joseph Nierman,
Karen Bartholomew
Editorial Manager:
Christine Meloy Beck
Editorial Assistants:
Joe Niesen, David
Lutton, Jennette ElNaggar
Cover Photos:
©Corbis
Cartoons:
Rich Tennant
(www.the5thwave.com)
Composition Services
Project Coordinator:
Erin Smith
Layout and Graphics:
Erin Zeltner
Proofreaders:
Melissa Bronnenberg,
Christopher M. Jones
Indexer:
Broccoli Information Mgt.
Publishing and Editorial for Consumer Dummies
Diane Graves Steele,
Vice President and Publisher, Consumer Dummies
Kristin A. Cocks,
Product Development Director, Consumer Dummies
Michael Spring,
Vice President and Publisher, Travel
Kelly Regan,
Editorial Director, Travel
Publishing for Technology Dummies
Andy Cummings,
Vice President and Publisher, Dummies Technology/
General User
Composition Services
Gerry Fahey,
Vice President of Production Services
Debbie Stailey,
Director of Composition Services
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